Enjoy the road trips in your recreational vehicle with RV insurance.
Goes beyond what auto insurance can provide for your RV.
At first glance, you might think covering a recreational vehicle (or RV) is just like getting ordinary auto insurance, but the freedom of the RV and motorhome lifestyle brings a few extra potential headaches that make this specialized policy worthwhile. Whether you’re planning a family vacation or a weekend road trip, you want to have peace of mind on the open road. RV insurance can help make owning a recreational vehicle a safe and rewarding experience.
What does RV insurance cover?
Coverage for your recreational vehicle or motorhome may vary depending on where you travel, what kind of RV you have, as well as your driving history. For example, windshield coverage is essential with a camper, given both the significant costs of fitting such a large sheet of glass and the fact that you’ll often need a replacement from a specialized supplier. Coverage may also include enhanced coverage for your personal possessions, meaning you can relax when taking those extra creature comforts and gadgets on a trip in your RV. Additionally, consider a policy that covers theft as well as damage in a collision or fire. Here are some other coverage options to consider:
- Attached Accessories
- Personal Belongings
- Replacement Cost
- Towing/Roadside Assistance
- Uninsured/Underinsured Motorists
- Vacation Liability
Policy options that help prepare you for unexpected situations.
While most insurance has limits on individual items, RV insurance policies often include a specific allowance for awnings and gas bottles, both of which can be particularly expensive to replace. When considering insurance, it’s worth looking for policies that offer rental cars and/or accommodation if your RV is put out of action during a trip, removing that extra worry.
Have questions about insuring your RV? Contact us, we’ll walk you through the coverage options for your recreational vehicle.
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